No prepayments – just show your AOK card when at the doctor’s. The doctor will then send the bill directly to us. As a student, you have several health insurance options. In most cases, cheap student health insurance is the most appropriate option for international students. You may take advantage of this until you are 30 years old. Afterwards, you can choose whether or not to continue with AOK. Under its slogan meaning `the health insurance provider`, AOK is one of the providers of statutory health insurance. They pay out for treatment by doctors and dentists, drugs, therapy (massages, physiotherapy, etc.) and assistive equipment (wheelchairs, walking aids, etc.), hospital treatment and sickness allowance. Some of these services incur an additional charge. This is the case for people insured with any insurance company. If you come from an EU country or from the European Economic Area, you can keep your existing health insurance.
This also applies to countries that have a social security agreement with Germany. Your health insurance provider in your home country will tell you what you need to do. The German healthcare system probably works quite differently to what you’re used to in your home country. We have compiled the most important questions and answers regarding health insurance for international students in Germany. Nursing care insurance Additional nursing care contributions are compulsory in Germany. The aim of nursing care insurance is to cover the risk of the need for care which may arise following a serious accident, illness or in old age. You take out nursing care insurance with the same organisation that provides your health insurance. AOK is one of the biggest health insurance companies in Germany with over 27 million policyholders. For over 100 years, we have been providing our members with the best medical care in the event of illness. „Wir sprechen hier von einer logischen Weiterentwicklung der bisherigen Aufstellung, um Qualität und Effizienz deutlich zu erhöhen“, erläutert Ingo K. Bauer, Abteilungsleiter Marketing und digitale Plattformen AOK Hessen.
„Als Marktführer ist es unser erklärtes Ziel, die AOK Hessen als First Choice bei der Zielgruppe zu verankern und den Marktanteil nachhaltig zu erhöhen. Um dies sicherzustellen wird auf Basis der Marketingstrategie eine ganzheitliche Kommunikation angestrebt. Bei dem Einsatz der Kommunikationskanäle stehen wir vor der Herausforderung, dass Print in der Versichertenkommunikation der AOK Hessen nach wie vor eine wichtige Rolle spielt und wir gleichzeitig sicherstellen müssen, auch den digitalen Kanälen die Rolle einzuräumen, die sie in einem zeitgemäßen Kommunikationsmix einnehmen müssen.“ * The cost of a call from abroad via land line or mobile phone depends on the rates set by the respective foreign network operator. As an AOK member, you will get a health card which you just have to present when you need medical treatment. AOK will then deal with the bill from the doctor or dentist, hospital or pharmacy. The maximum you will pay is a small additional fee for certain services.